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Retirement Planning Calculator

Estimate the retirement fund you need using two different financial methods.

Personal Details
Salary
Expenses
Inflation
Replacement Ratios
Return on Investment
Results: Replacement of Income Method
Retirement Corpus Required
Rs 0
Additional Investments required per month (Rs)
Rs 0

*Payments are required at the start of each month

Results: Expense Protection Method
Retirement Corpus Required
Rs 0
Additional Investments required per month (Rs)
Rs 0

*Payments are required at the start of each month

Method 1: Replacement of Income
This method first projects your future income. You then adjust this to estimate how much of this you'll need after retirement to maintain your lifestyle. The calculator then adjusts this for inflation and tells you the retirement corpus required to generate that income.

What you need to specify: Replacement Ratio for Income (%)
What this means: Enter a value (e.g., 80%) if you expect that post-retirement you would need a monthly income of 80% of your pre-retirement income.
Method 2: Expense Protection
This method starts with your current monthly expenses, and inflates them till retirement. You then estimate your expenses post retirement. The calculator then estimates the total corpus needed to cover all future expenses based on your required post-retirement lifestyle.

What you need to specify: Replacement Ratio for Expenses (%)
What this means: Enter a value (e.g., 80%) if you expect that post-retirement, your expenses would be 80% of your pre-retirement expenses.

If you’d like to speak with us about your retirement strategy, we’ll also walk you through the 3 mistakes people commonly make while planning.

Plan your Retirement